Planning for the Future
This course will encourage a positive and realistic approach to a healthy and financially secure retirement and help you decide at what age you would like to retire.
Who should attend?
This course is perfect for you if you are considering retirement in the next 3 years and require more information about how to maximise retirement savings.
2023 Dates Available
Online Course Booking System Link: https://affinityconnect.event-registration.co.uk/events/moray-council/pre-retirement/2-hour-30-minute-course-online
Face-to-Face Course Booking System Link: https://affinityconnect.event-registration.co.uk/events/moray-council/pre-retirement/1-day-course
Please note we may need to postpone this course should there be insufficient numbers to make it viable.
What will it cover?
- Identify changes in lifestyles and options available to build a new way of life
- Explore choices which need to be made about occupational pension before leaving
- Identify where income is expected to come from and how it is taxed differently in retirement
- Understand the State Pension and different types of workplace pensions
- Learn about the risks and reward involved in savings and investments
- Discover why increased life expectancy escalates the dangers of inflation and how to combat it
- Find out how to ensure the estate is passed to the intended beneficiaries
- Know how to deal with long term care costs and Inheritance Tax
- Understand the next steps and where to receive further guidance and regulated financial advice